After more than 25 years living and working in Westchester County, I've seen just how important it is to look closely at homeowners’ associations (HOAs) before buying a home. I always encourage buyers to dig into the details: check on upcoming projects, see that reserve funding is strong (over 70% is ideal), review recent insurance claims, and get a feel for the community itself. Aging buildings and rising HOA dues can create real financial headaches if you’re not prepared. A little extra homework up front helps ensure your investment truly feels like home.
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