{"id":123,"date":"2026-10-21T10:00:00","date_gmt":"2026-10-21T10:00:00","guid":{"rendered":"https:\/\/www.margodesantis.com\/blog\/?p=123"},"modified":"2026-10-21T10:00:00","modified_gmt":"2026-10-21T10:00:00","slug":"united-states-homebuyer-affordability-outlook","status":"publish","type":"post","link":"https:\/\/www.margodesantis.com\/blog\/2026\/10\/21\/united-states-homebuyer-affordability-outlook\/","title":{"rendered":"United States Homebuyer Affordability Outlook"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/margo-desantis-1108439\/homebuyer-affordability-august-remotion-videos-2374\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>The national outlook centered on three affordability drivers: lower mortgage rates, continued income growth, and slower home-price growth working together over time.<br \/>\nMeaningful, sustained payment relief was tied not to one factor alone, but to a combination of financing costs, earnings gains, and moderating price growth.<br \/>\nThe affordability index used a payment-to-income lens, so lower loan amounts, lower rates, or higher earnings each supported better borrower conditions nationally.<br \/>\nBy the same measure, worsening affordability happened when payment burdens rose against income, whether from larger loan requests, higher rates, or weaker earnings.<br \/>\nFor buyers watching national conditions, the clearest signals ahead were mortgage rates, income trends, and whether home-price growth kept cooling in the US.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The national outlook centered on three affordability drivers: lower mortgage rates, continued income growth, and slower home-price growth working together over time. Meaningful, sustained payment relief was tied not to one factor alone, but to a combination of financing costs, earnings gains, and moderating price growth. The affordability index used a payment-to-income lens, so lower [&hellip;]<\/p>\n","protected":false},"author":246,"featured_media":124,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-123","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/posts\/123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/users\/246"}],"replies":[{"embeddable":true,"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/comments?post=123"}],"version-history":[{"count":1,"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/posts\/123\/revisions"}],"predecessor-version":[{"id":125,"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/posts\/123\/revisions\/125"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/media\/124"}],"wp:attachment":[{"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/media?parent=123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/categories?post=123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.margodesantis.com\/blog\/wp-json\/wp\/v2\/tags?post=123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}